- Present value at time zero
- 4,212.3638
- Future value at time N
- 5,637.093
- Present-value factor
- 4.2124
- Future-value factor
- 5.6371
On this page
Enter a consistent payment interval
The rate applies to one payment interval, and the count is the number of equal payments. The default inputs are 1,000 per period, 6% per period and five payments.
Choose the payment dates
End-of-period payments occur at 1 through N. Beginning-of-period payments occur at 0 through N − 1. Both PVs are at time zero and both FVs are at time N.
Inspect the default values
The ordinary pattern has PV 4,212.3638 and FV 5,637.093. Switching to beginning payments changes them to 4,465.1056 and 5,975.3185.
Keep the cash-flow model explicit
The zero-rate limit is payment times count. The tool rejects invalid counts and extreme nonrepresentable results. It values deterministic equal payments, rather than pricing every real insurance annuity or loan contract.