- PV if the entered amount is future cash
- 8,363.8742
- FV if the entered amount is current cash
- 11,956.1817
- Growth factor
- 1.1956
On this page
Read the two amount interpretations
The outputs are independent questions. The PV output treats the entered amount as the future payment. The FV output treats that same entered number as a current amount. They are not a sequence in which one output becomes the next input.
Use a rate for the interval counted
The default rate is 1.5% per quarter and the period count is twelve quarters. For a nominal 6% annual quotation compounded quarterly, those inputs represent three years.
Check zero and negative rates
At zero periods, both values equal the entered amount. At zero rate, changing timing alone leaves the amount unchanged. A negative rate greater than −100% can produce a PV above the future amount.
Use the supported numerical range
The tool requires a nonnegative amount and a whole period count. It rejects nonrepresentable extreme results. Fees, risk adjustments and irregular-date schedules are outside this simple constant-period model.